Cashing is a money tracker for individuals, couples, households and friend groups, run by Analytica in the Philippines. This policy covers the Cashing app for Android (ph.analytica.cashing) and this website.
What we collect
- Your account: your name, email address and password. Passwords are stored only as a one-way hash; nobody, including us, can read them.
- What you record: wallets and their balances, income, expenses, transfers, splits, receipts’ items, bills, budgets and debts, with the amounts, dates, categories and notes you enter.
- People you add: the names, and optionally phone numbers or email addresses, of people you share money with. They don’t need a Cashing account.
- Usage records: the days you used the app and the device name that signed in, to keep your account secure and to know how many people use Cashing.
Your app lock PIN and your fingerprint or face unlock are checked on your phone and are never sent to us. Bill and debt reminders are scheduled on your phone too.
Why we use it
- To run the app: show your balances, work out splits, and send reminders and link requests.
- To keep accounts secure, for example signing a lost phone out or stopping abuse.
- To answer you when you contact us.
- To understand, in totals, how Cashing is used, so we can improve it.
What we don’t do
- We don’t sell your data or share it with advertisers.
- Cashing has no ads and no third-party analytics or tracking tools.
- We don’t connect to your bank or e-wallet. Cashing only knows what you type in.
Who can see your records
- Your personal wallets and entries are visible only to you.
- Shared expenses, splits and transfers are visible to the people in them and to members of the group they belong to. They never see which of your personal wallets you paid from.
- A person you added can be linked to someone’s account only after the other side approves. Either side can unlink later.
- A small number of Cashing administrators can see account details (name, email, sign-up and activity dates) to run and support the service. They don’t browse your entries.
Where it’s stored and how it’s protected
Your data is stored on a server we manage. All traffic between the app and the server is encrypted with HTTPS, and only Cashing administrators can access the server. Your sign-in is kept in your phone’s secure storage.
How long we keep it
We keep your data while your account exists. When you delete your account, your private records are erased straight away. Entries you shared with other Cashing accounts stay in their records so their balances still add up, but your name and email are removed and you appear as “Deleted user”. Backups that may still hold your data are overwritten within 30 days.
Your rights and choices
Under the Philippine Data Privacy Act of 2012 you can:
- see, correct or delete what you recorded at any time in the app;
- delete your account in the app or by asking us; see Delete your account;
- ask us for a copy of your data, or ask what we hold about you, by emailing support@analytica.ph.
If you think we’ve mishandled your data, tell us first so we can fix it. You can also complain to the National Privacy Commission.
Children
Cashing is for adults 18 and over. We don’t knowingly collect data from anyone younger; if you believe a minor has an account, email us and we’ll delete it.
Changes
When this policy changes, we update the date at the top. Important changes will also be shown in the app before they take effect.
Contact
Questions about your privacy: support@analytica.ph.